Roth Ira Contribution Rules 2024 For Spouse. The combined annual contribution limit for roth and traditional iras for the 2024 tax year is $7,000, or $8,000 if you're age 50 or older. Spousal iras have the same annual contribution limits as any other ira:
In 2024, the contribution limit is $7,000 per year, up from $6,500 in 2023. No retirement plan at work: